WEBSITE AND TERMS CONDITIONS
SGB Finance is a subsidiary of CGL, Compagnie Générale de Location d’Equipements S.A., and the Beneteau Group. SGB Finance has its headquarters located at 69 avenue de Flandre, 59700 Marcq-en-Baroeul, France. SGB Finance is a French finance company registered under company number 422 518 746 at the Trade & Companies Register of Lille Métropole. SGB Finance is authorised by ACPR, the French regulatory authority.
1. Please Read Carefully
By accessing this website and viewing it you accept all of the General Terms and Conditions of Use defined hereafter, without limitation.
If you do not agree with all or part of these conditions, you must refrain from accessing and using this website.
SGB Finance reserves the right to add to or amend these provisions at any time. We therefore invite you to read these General Terms and Conditions every time you visit the website.
The content of the website including its design, its organisation and its presentation are the property of SGB Finance and/or third parties and are protected by copyright or any other intellectual property rights.
You are expressly prohibited from reproducing, modifying, distributing in any form whatsoever, in whole or in part, any document, data, drawing, photograph and more generally any component of the website that may be protected by an intellectual property right.
You are authorised to download, display and print the content of this website solely for personal and non-commercial ends.
The trademarks and logos included on this website (“SGB Finance”) are registered trademarks, which belong to SGB Finance, affiliated companies or third parties. Nothing on this website may be interpreted as a transfer of any kind of right over these trademarks, without prior written authorisation from SGB Finance or the third party in question.
4. Links to Other Websites (Hypertext Links)
SGB Finance shall not incur any liability with regard to the content, the data included, or the products or services available by following any hypertext links from www.sgb-finance.uk or another to other websites or the consequences of their use. If you decide to access external websites, you do so under your own responsibility.
Any creation of a hypertext link to the website requires prior written authorisation from SGB Finance.
5. Limitation of Liability
In spite of the efforts taken to verify and update the information put online on the website, SGB Finance cannot guarantee that it is accurate or exhaustive. Therefore, SGB Finance cannot incur any liability due to information that is false, inaccurate or incomplete or for the results that may be obtained due to the use, even in part, of such information.
In no event may SGB Finance be considered as liable for any direct or indirect damage that may result from viewing this site, in particular and without limitation, any financial prejudice, loss of data or interruption of business.
6. Collection of Personal Data
In compliance with French Law 78.17 of January 1978 Relating to Personal Data Processing and Data Protection as modified from time to time, we confirm that in terms of this site since we are responsible for the processing of information, we collect personal data about you (“Data”). The collection of such Data is obligatory. Should you fail to provide complete information, your demand for finance may be refused by us. Any false or incorrect declaration may be the subject of special action intended to prevent fraud and manage such irregularities.
As a result of cookies installed on your computer indirectly nominative data about you (IP address) can also be collected by us for statistical purposes and for purposes of tracking and managing your browsing.
This Data will be processed by us for the following purposes: management and follow-up of requests for quotes, information and contacts, customer relations, conducting surveys and for marketing operations, including electronically if you have given your consent to this.
The Data may also be used to meet legal, regulatory or administrative obligations. We may transfer the Data to authorised companies within our Group and to supervisory or judicial authorities dealing with financial management, financial control, the fight against money-laundering, the financing of terrorism and the application of financial sanctions.
Your telephone calls with staff may be monitored and recorded to improve the quality of our services.
The Data collected may be communicated by us to our subcontractors, and duly authorised partners for the sole purposes of implementing the aims stated above. If you have given your consent, the Data will be communicated for commercial purposes, including electronically, to our business partners. Data may be transferred to subcontractors established in countries not members of the European Economic Area (EEA). In this case, we will, in order to ensure the security and confidentiality of the Data, and with the prior authorisation of the French data protection agency, the Commission Nationale de l’Informatique et des Libertés (CNIL), determine the terms and conditions for working with these subcontractors within a detailed contractual framework.
Once finance has been granted, the Data will be retained for a period of 5 years after the end of the contractual relationship. If finance is refused or you do not continue with the finance, Data will only be retained for a period of 12 months from the date of the last event. Any monitored calls with our staff will be kept for a maximum of 6 months.
You have a right of access to your Data, rectification of your Data and opposition to our maintaining your Data. You can, with a valid reason, object to the Data being processed. You may also object, at no cost, to your Data be used for commercial purposes, including by electronic means. Your rights of access, rectification and opposition are exercised by writing to us at “CGL, Pôle PCDP, 69 Avenue de Flandre, 59700 Marcq-en-Barœul, France or by emailing firstname.lastname@example.org. For security reasons, your communication must be accompanied by a proof of identity. Pursuant to the provisions of Article 40-1 of French Law 78.17 of 6 January 1978 relating to personal data processing and data protection, individuals have the right to define the terms relating to the preservation, deletion and the release of Data after death. In relation to Data being treated in the context of the fight against money laundering and the financing of terrorism, any right of access to such Data must be exercised by contacting the Commission Nationale de l’Informatique et des Libertés (CNIL).
We may have cause to install “cookies” on your computer.
Through these cookies installed on your computer, data that is indirectly nominative concerning you (IP address) may also be collected and used for statistics, for tracking purposes, and to manage your browsing.
What is a Cookie?
A cookie is a text file that may be saved in a specific space on the hard drive of your terminal* when you visit this website by means of your browser. A cookie allows its issuer to identify the terminal on which it is saved, during the validity period for the saving of the said cookie. It also stores information about your browsing on our website (the pages consulted, the links or the advertisements on which you have clicked, the date and time at which you consulted them, your IP address, etc.), and makes it possible to offer you customised services.
* Terminal refers to the hardware (computer, tablet computer, smartphone, etc.) used to browse or display this website.
The Cookies Used by sgb-finance.fr
This site uses the following types of cookies:
– Technical or operational cookies. These cookies are used to optimise the operation and to give you access to specific functions. They also allow you to adapt the presentation of our site to the display preferences of your terminal. These cookies therefore enable you to have smooth and customised browsing. Installing cookies on your terminal is the simplest and quickest way to customise and improve your user experience.
– Audience and statistics cookies. These cookies are used purely for statistics and make it possible to measure the audience of the website, and to record how often you visit the website and the pages that you visit. This allows us to know how our visitors use the website and to adapt it to better meet their needs. These cookies come from Google Analytics.
Third Party Cookies
Procedures to Deactivate Cookies
You can choose to deactivate cookies. In order to do so, you just need to configure your browser as follows:
For Internet Explorer:
Open the Tools menu then select Internet options
Click on the “Privacy” tab
Under Settings, move the slider to the top to block all cookies (or the bottom to allow all cookies), and then select OK.
Click on the Firefox button at the top of the Firefox window (Tools menu in Windows XP), then select “Options”.
Select the “Privacy & Security” section.
Adjust the settings for History: use custom settings for history.
Untick “Accept cookies from websites”.
Click on the spanner icon that is in the tool bar of the browser.
At the top right, click More Settings.
At the bottom, click Advanced.
Under “Privacy and security,” click Content settings.
In the “Cookies” section you can block cookies and data from third party websites
Click on “Privacy”
Select a “Cookies and Website Data” option: Always block
Click on Quick Settings
And untick “Enable Cookies”
Your browser call also be configured to alert you to cookies when they are installed on your computer and ask you whether or not to accept them.